Tulsa, Oklahoma · Tulsa County

Tulsa mortgage lender

Our office is in South Tulsa, so this is home. From midtown classics to new builds on the south side, we finance homes across the city.

Local Tulsa teamHablamos españolNMLS #2665055
LocalTulsa-based team
EN / ESHablamos español
5% downOne-time-close construction
NMLS#2665055

Buying in Tulsa

What to know about financing in Tulsa.

Tulsa covers a lot of ground, from historic midtown neighborhoods like Maple Ridge, Brookside and Cherry Street to newer subdivisions in South Tulsa. That range matters for financing. An older home may need repairs flagged by an appraisal, while a newer home may come with HOA dues that count in your budget.

Parts of Tulsa's city limits fall in the Union and Jenks school districts as well as Tulsa Public Schools. Because property taxes in Oklahoma vary with the school district and county levies, two homes at the same price can carry different monthly payments. We'll estimate taxes for the actual address.

OfficeVanguard Mortgage Group
6670 S. Lewis Ave, Tulsa, OK 74136

Local know-how

Four things Tulsa buyers should know

Older homes & appraisals

FHA and VA appraisals check property condition. If a midtown home needs repairs, we'll talk through your options early.

Flood zones

Some properties near the Arkansas River and area creeks sit in FEMA flood zones, which can require flood insurance. We'll check before you're under contract.

School district = tax rate

Tax bills vary by school district and levies within Tulsa. We estimate yours by address, not citywide averages.

Investor opportunities

Rentals near downtown, TU and midtown pair well with DSCR and fix-and-flip financing.

Loan options

Popular loans in Tulsa

Purchase

Conventional, FHA, VA, USDA and jumbo loans for first, next and move-up homes.

Buy a home →

Refinance

Lower your payment, shorten your term, switch to fixed or take cash out.

Refinance options →
Direct lending

Build new

One-time-close construction loans: land and build in one closing.

Construction loans →

FAQ

Tulsa mortgage questions

Do you have an office in Tulsa?

Yes. We're at 6670 S. Lewis Ave in South Tulsa, and you can call us at (918) 891-1192.

Can I buy an older midtown home with an FHA or VA loan?

Often, yes. These appraisals include property condition requirements, so we'll help you plan for any repairs the appraiser flags.

Ready to buy or refinance in Tulsa?