Mortgage Calculator
Calculate your monthly payments and view detailed amortization
Loan Inputs
Home Price ($)
Down Payment (%)
You can also set a flat amount below.
Down Payment ($)
Interest Rate (APR %)
Loan Term (years)
30
20
15
10
Annual Property Tax ($)
Annual Homeowners Insurance ($)
Monthly HOA ($)
Annual PMI Rate (% of loan)
Set 0 if not applicable (≥20% down).
PMI Auto-Stop at LTV
80% (request removal)
78% (automatic per HPA)
Extra Principal (Monthly $)
Start Month (1–12)
Calculate
Reset
Payment formula uses standard amortization. PMI is applied monthly until balance reaches the chosen LTV threshold. All values are estimates.
Results
Monthly Breakdown
Component
Amount
Total Monthly Payment
$0
Amortization (first 12 months)
Month
P&I
Interest
Principal
PMI
Balance