Bixby, Oklahoma · Tulsa & Wagoner Counties
Bixby mortgage lender
Fast-growing Bixby blends river-valley neighborhoods with new subdivisions. We finance purchases, builds and refinances across Bixby.
Buying in Bixby
What to know about financing in Bixby.
Bixby has grown quickly, with many new subdivisions on both sides of the Arkansas River. That makes it a strong market for new construction financing and for buyers comparing a new build with an existing home.
Because Bixby sits along the river, some properties are in mapped flood zones. Flood insurance can change your monthly payment, so we check the flood zone early. Property taxes also vary between the Tulsa County and Wagoner County portions.
6670 S. Lewis Ave, Tulsa, OK 74136
Local know-how
Four things Bixby buyers should know
Flood zones
Homes near the Arkansas River may need flood insurance. We'll check the FEMA map for the address.
Build new
One-time-close construction: land and build together with 5% down and a 700+ credit score.
Jumbo-ready
Higher-priced homes may need jumbo financing, up to $3,000,000 for purchases.
County line
Tulsa and Wagoner county tax levies differ, so we estimate by address.
Loan options
Popular loans in Bixby
Refinance
Lower your payment, shorten your term, switch to fixed or take cash out.
Refinance options →Build new
One-time-close construction loans: land and build in one closing.
Construction loans →FAQ
Bixby mortgage questions
Do homes in Bixby need flood insurance?
Some do, especially near the Arkansas River. Your lender requires it if the home is in a FEMA special flood hazard area, so we check before you're under contract.
Can I use a jumbo loan in Bixby?
Yes. If your loan amount is above the conforming limit, jumbo financing goes up to $3,000,000 for purchases and rate-and-term refinances.