Owasso, Oklahoma · Tulsa & Rogers Counties
Owasso mortgage lender
A growing north-side community along the US-169 corridor. We finance Owasso purchases, new builds and refinances.
Buying in Owasso
What to know about financing in Owasso.
Owasso spans Tulsa and Rogers counties, with steady new construction and established neighborhoods. Because the city crosses a county line, property tax rates vary by address, and we include the right estimate in your payment.
Some properties outside Owasso's city limits may be eligible for USDA financing, which can mean low or no down payment for qualified buyers. Eligibility depends on the exact address and household income, so we'll check both.
6670 S. Lewis Ave, Tulsa, OK 74136
Local know-how
Four things Owasso buyers should know
USDA potential
Some outlying properties may qualify for USDA. We'll check the address and income limits.
Two counties
Tulsa County and Rogers County levies differ, so estimates are by address.
New construction
One-time-close construction: land and build together, 5% down, 700+ credit.
VA buyers
Eligible veterans may buy with potentially no down payment.
Loan options
Popular loans in Owasso
Refinance
Lower your payment, shorten your term, switch to fixed or take cash out.
Refinance options →Build new
One-time-close construction loans: land and build in one closing.
Construction loans →FAQ
Owasso mortgage questions
Can I get a USDA loan in Owasso?
Possibly. USDA eligibility depends on the property address and household income limits. Some areas around Owasso may qualify, and we'll check yours.
Do you finance new builds in Owasso?
Yes. Our one-time-close construction loan covers the land and build in a single closing.